Digital Controls Implementation
Comprehensive automated controls across three critical banking operations
Technical Architecture Overview
Cloud-agnostic data pipeline powering our digital controls framework
Data Sources
• Bank Relations
• Channels
• Card Products
• Retail Banking
• Corporate Banking
• Corporate Finance
• Lending
• Payments
• Wealth
• Existing DataLake
• Existing Datawarehouse
Data Processing
• Data Transformation
• Cleansing & Enrichment
• Quality Validation
• LLAMA 3 AI Processing
• Apache Airflow Orchestration
• Masking/Encryption
• Data Enrichment
Infrastructure
• Cloud Agnostic Design
• On-Premises Compatible
• S3 Storage
• Google Cloud Storage
• Azure Data Lake Storage
• Production Zone
• Development Zone
• dbt Transformations
Monitoring & Alerts
• Anomaly Detection
• Real-time Monitoring
• Business User Notifications
• Automated Alerting
• Quality Assurance
• Performance Tracking
• Compliance Monitoring
Key Architecture Benefits
Cloud-agnostic deployment flexibility
Automated data pipeline orchestration
AI-powered data processing and enrichment
Comprehensive synthetic data generation
Real-time anomaly detection and alerting
Scalable multi-zone environment management
2 Transaction Types
Payment Operations
Automated controls for inward and outward payment transactions across multiple systems
Systems Integrated
Payment Gateway
Core Banking
Channel Systems
Control Types
Quality Checks (Account, Amount, Currency)
Reconciliation Checks
TAT & Status Monitoring
4 Systems
Cheque Book Issuance
End-to-end validation and tracking from request to delivery
Systems Integrated
Mobile App
BPM
CBMS
Ethix
Control Types
Eligibility & Prerequisite Validation
Multi-system Reconciliation
SLA Compliance (5-day approval, 10-day delivery)
3 Systems
Chargeback & Dispute
Dispute resolution tracking with strict TAT compliance
Systems Integrated
SEDRA (Local DB)
E2E (Cloud)
ETHIX
Control Types
Dispute Reconciliation Quality
TAT Compliance Monitoring
Internal-External Validation
Implementation Approach
Our systematic approach to implementing digital controls across banking operations
Data Flow Mapping
- • Identified all source systems and their interconnections
- • Mapped data flow across Payment Gateway, Core Banking, and Channel systems
- • Documented table schemas and relationships
- • Analyzed transaction lifecycles and status transitions
Business Logic Understanding
- • Studied existing manual control processes
- • Identified reconciliation points and validation rules
- • Documented SLA requirements and TAT expectations
- • Mapped compliance and regulatory requirements
Explore Individual Control Systems
Dive deeper into each control system to understand the specific implementations and technical details